Ramp is a corporate finance operations platform for businesses. It started as a corporate credit card but has expanded into a full suite: expense management, bill pay, accounts payable automation, procurement, travel, business banking/treasury, accounting automation, and stablecoin payments. Finance teams use Ramp to control and automate every dollar that flows in and out of their company — authorizing payments, flagging risk, categorizing spend, and closing books faster. The platform handles over $200B in annualized spend for 70,000+ businesses, from startups to large enterprises like Visa, Uber, Shopify, Anduril, and Figma. Revenue comes primarily from interchange fees on card spend, with a growing software layer (Ramp Plus) on top. The core card product is free to use, creating a land-and-expand motion where customers add bill pay, procurement, travel, and treasury over time. More than half of customers now use two or more products.